Accelerating Cash Flow by Funding Pay Applications Growing your contracting business is tough especially when you have to wait 30-45-60+ days to get paid. Our construction factoring program is simple – we advance funds to you at the time you submit your payment application to your general contractor / owner. You get the cash upfront to pay employees and suppliers and we wait to get paid. Our program gives you the ability to take on additional work without having to worry about having enough cash on hand to pay employees and suppliers.
When others say no, we say yes:

  • Paid When Paid Contracts
  • Progress / Milestone Billing
  • Average or Poor Personal Credit
  • Start-ups Welcome
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We Work Successfully with Construction Subcontractors

  • Asphalt / Concrete
  • Cable Companies – Utilities
  • Carpenters
  • Carpet
  • Ceiling / Drywall
  • Cell Tower Construction
  • Demolition
  • Electrical Contractors
  • Energy
  • Excavation / Dirt Work
  • Fire Sprinkler Contractors
  • Flooring
  • HVAC
  • Landscapers
  • Painting
  • Paving
  • Plumbing
  • Roofing
  • Security Firms
  • Steel Erection
  • Steel Fabricators
  • Supply Houses
  • Tile Contractors
  • Underground Utilities

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Providing Back Office Support Services to Save Time and Money Stop wasting time and money on your back office and spend more time on projects to grow your contracting business by outsourcing your back office operations to us.


  • Invoicing & Pay Apps
  • Payments to Suppliers
  • Lien Releases
  • Collections

Lien Compliance

  • Preliminary Notices
  • Lien Waivers
  • Notices of Intent
  • Stop Payment Notice

Accounting & Consulting

  • Online Accounting Software
  • Bank Reconciliation
  • Financial Reporting

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Prompt Payment Insights


“Rioux Capital’s financing gave us the working capital we needed to hire additional employees and take on additional work. We will more than double the size of our business this year."

Houston B. – Drywall Subcontractor